Had an accident at work- how to claim compensation

By: Kieran Moulden


Often employees working for a company may have to do jobs which are risky. Thus laws are framed to protect employees at their workplace which make it obligatory for employers to take suitable care of their employees. Thus, if an employee gets injured while following the instructions given out by the employer, then the injured injured employee is entitled to claim some compensation from his/her employer. However, the process of filing a lawsuit and claiming compensation is a complex process. Various firms like 'Oasis Claims Management' have been established which help civilians to claim compensation. Here's a brief description on what to do if you are involved in an accident at your workplace and wish to claim compensation.

This compensation covers the cost of medical treatment, loss of earnings or any other expenses which the victim had to or might have to bear. Taken into account are injuries such as whiplash injuries, back injuries, chest injuries and head injuries. Now you can do two things, you can make an estimate of the losses you incurred and make a claim on your own or you can seek help from a company like 'oasis-claims' to guide you through this process. There is a time period in which the claim has to be made. A victim has three years from the day of the accident to make a claim for it to be valid. If the victim is a minor (below 18 years of age) at the time of accident, he/she can make a claim till he/she turns 21.

The first step to be taken is to obtain proof that the accident was the other party's negligence which means you have to prove that you were strictly following your employer's guidelines. So you have to arrange for statements to be taken from the witnesses (if any). Then, a medical report has to be made which includes details of all your injuries. Accordingly, the estimated claim has to be calculated and a letter of claim has to be sent to your employer so as to inform him/her of the losses incurred by you. Now you can do this on your own or you could contact a claims management firm for help and they would aid you in the above process while giving you suitable advice.

The most complicated part of the above process is calculating your claim's worth. What makes it difficult to provide exact figures is that each accident has unique situations involved in it. However, it largely depends on the extent of your injuries- the type of injury and how much time it would take to heal it. Then you may also claim compensation for "special damages". These include any losses of your past earnings and the loss of what you would not be able to earn in the future because of your injuries, the transportation charges for visits to doctors etc. Once this is done, then you are ready to claim your compensation and you or your attorney can formally detail your employer about your claim.

This phase involves the employer's insurance agency. The insurance agency is given three months to investigate your claims and confirm if their client is responsible for your injuries or not. If the insurance agency confirms the claim, then the two parties may settle the dispute and agree upon suitable compensation. Otherwise, the matter goes to court if there is any conflict on the issue of who is responsible. The court then investigates all the claims made and reaches a judgement. Thus, it is quite a long and tedious process and is best handled if you hire an agency to manage your claims.

Personal Injury Compensation claims in the UK can be made when you have suffered injuries in an accident. Free consultations with a lawyer are available to discuss whether you have a claim for any accidents that have occurred. Visit www.oasis-claims.co.uk

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